Honestly I'm reluctant to get preapproval at this point as I haven't begun looking and don't know if I will buy in the next 1-3 months. I would be happy to get pre-qualified or provide financial information to my agent so he can feel comfortable that I'm looking in the right range but right now I just want someone to show me the possibilities so we can feel confident about taking the next step. Am I better off just calling listing agents myself?

Bd,

Because you are seeking a "buyers agent" it is the duties of the agent to first discuss agency with you and their responsibilities including: obedience, loyalty, disclosure, confidentiality, accountability, and reasonable care. But more important they owe you honesty. Due to the fact that most REALTORS have no formal training in pre-qualifications, DTI, LTV or the likes it would be unfair to you for them to just show you properties to show them to you. Your FICO score often dictates your interest rate which is a huge factor in how much you can or can not afford. Do you already own a home? What are your reserves? What % of your income comes from commission? The list of questions go on and on and on.

Because I owe consumers, customers, and clients honesty, Honestly you need to get PRE-APPROVED.

Get APPROVED.